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“A+++. We have caused Jay for quite some time. Bear in mind he brings exemplary customer support. Quick response to all questions. Super easy to do business with.

“A+++. We have caused Jay for quite some time. Bear in mind he brings exemplary customer support. Quick response to all questions. Super easy to do business with.

I am going to use Jay for my personal financial goals and provided and will always endorse your to any or all i am aware which needs financial financing.”

“using Jay was actually a pleasure. He was extremely beneficial and moved over and above my personal expectations. I would personally definitely advise Jay to my buddies and group and will get in touch with your once more if a way to re-finance comes up.”

“we lately refinanced our very own longtime, current financial. James Rafuse was all of our mortgage expert and facilitator. He was absolutely remarkable! Not only is it very capable and knowledgeable, he had been friendly, concerned, careful and very receptive. We might endorse your really highly to anyone thinking about financing and/or refinancing options. You may not end up being disappointed.”

“Jay had been very well-informed, professional and simple to utilize. He responded promptly to all the concerns. The procedure was actually most smooth. I would recommend him.”

“I’d the pleasure of dealing with Jay Rafuse of BayCoast financial throughout the refinance of my personal residence. Jay got most well-informed, useful and proactive throughout the entire process. I became the majority of happy by Jay’s level of interaction, when I was actually held informed about what had been occurring during each step. Jay surely could quickly smooth any problems or dilemmas that emerged. I’d strongly recommend Jay and BayCoast financial for just about any residence funding need.

“Jay ended up being most educational. Discussed all solutions and made the procedure go efficiently. He did anything the guy stated however. There was clearly no tension through the complete procedure. Huge recommendation”

“James Rafuse, Senior financing policeman, ended up being crucial in acquiring the most suitable choice for my refinance of my secondary mortgage. As I have experienced before with Mr. Rafuse, the guy got the time to describe all my choices and tips me through every step with the processes. The guy made every efforts to ensure the procedure was seamless, comprehensive and convenient for me. Also, he’s exceedingly enjoyable to utilize and guarantees all “t’s are entered an I’s are dotted.” I will merely make use of Mr. Rafuse for mortgages to my house and have now readily known your to numerous family and friends. They are professional, sorts, patient and makes sure the guy satisfy all their consumers’ specifications. I would recommend him to anyone.”

“Exceptional. My personal broker (Jay) was actually specialist, well-informed and very receptive. I am going to seriously endorse your to my buddies and parents. The whole process was actually seamless. Very pleased.”

“Jay Rafuse was a pleasure to partner with. Not just in the helpfulness and look after the buyer’s requirements, however in their remarkable operating understanding into the mortgage and loan arena. Jay produced the experience more enjoyable, ended up being efficient in most areas of the loan process, and worked quite difficult in pulling every parts along for an effective close. Thank you so much BayCoast and Jay Rafuse!”

“Jay Rafuse at BayCoast financial got the most wonderful refinancing lover for my situation and my wife. Regarding large financial choices like refinancing our very own biggest investment, the homes, we quite often have cooler feet, then changes all of our heads and require an instantaneous solution before ultimately hearing Jay’s best counsel. We performed a no points no closure refinancing, and that is what it really costs united states ? no details no finishing. We have a very competitive rate plus the words we desired. The amount of begins that We have selected in this assessment accurately reflects my personal dealings with Jay Rafuse. You can easily rely on him receive situations carried out in a timely way, to get honest in order to additionally carefully point out exactly what may seem like a brilliant idea for you – actually.”

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